:root{
  --primary:#002080;
  --primary-2:#003090;
  --bg:#F5F8FF;
  --text:#0b1220;
  --muted:#4b5563;
  --card:#ffffff;
  --ring: rgba(0,32,128,.18);
  --shadow: 0 18px 55px rgba(0,0,0,.08);
  --radius: 18px;
  --max: 1120px;
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color:var(--text);
  background: linear-gradient(180deg, var(--bg) 0%, #fff 65%);
}

a{color:inherit}
img{max-width:100%; height:auto}
.container{max-width:var(--max); margin:0 auto; padding: 0 20px}

.skip{
  position:absolute; left:-999px; top:auto; width:1px; height:1px; overflow:hidden;
}
.skip:focus{left:16px; top:16px; width:auto; height:auto; padding:10px 12px; background:#fff; border:1px solid var(--ring); border-radius:12px; z-index:9999}

.header{
  position:sticky; top:0; z-index:50;
  backdrop-filter: blur(10px);
  background: rgba(245,248,255,.75);
  border-bottom:1px solid var(--ring);
}
.header__inner{
  display:flex; align-items:center; justify-content:space-between;
  gap:14px; padding: 12px 0;
}
.brand{display:inline-flex; align-items:center}
.nav{display:flex; gap:12px; align-items:center; flex-wrap:wrap; justify-content:center}
.nav__link{
  text-decoration:none;
  padding:10px 12px;
  border-radius:999px;
  border:1px solid transparent;
  color:var(--text);
}
.nav__link:hover{border-color:var(--ring); background:#fff}
.nav__link--active{border-color:var(--ring); background:#fff}

.header__cta{display:flex; gap:10px; align-items:center; flex-wrap:wrap}

.btn{
  display:inline-flex; align-items:center; justify-content:center;
  padding: 11px 15px;
  border-radius:999px;
  text-decoration:none;
  font-weight:700;
  border:1px solid transparent;
  box-shadow: 0 10px 30px rgba(0,0,0,.06);
}
.btn--primary{background:var(--primary); color:#fff}
.btn--primary:hover{background:var(--primary-2)}
.btn--ghost{background:#fff; border-color:var(--ring)}
.btn--ghost:hover{border-color:rgba(0,32,128,.35)}

.hero{padding: 26px 0 10px}
.hero__grid{display:grid; grid-template-columns: 1.25fr .85fr; gap:18px; align-items:stretch}
.card{
  background:var(--card);
  border:1px solid var(--ring);
  border-radius:var(--radius);
  box-shadow: var(--shadow);
}
.hero__card{padding:24px}
.hero__side{padding:22px}
.eyebrow{margin:0 0 8px; font-size:13px; color:var(--muted)}
h1{margin:0 0 10px; font-size: clamp(28px, 3.2vw, 44px); line-height:1.08}
.lede{margin:0 0 14px; color:var(--muted); font-size:16px; line-height:1.55}
.hero__actions{display:flex; gap:10px; flex-wrap:wrap; margin: 12px 0 10px}
.trust{margin-top:8px}
.chip{
  display:inline-flex;
  padding: 10px 12px;
  border-radius:999px;
  background: rgba(0,32,128,.08);
  border:1px solid var(--ring);
  font-size: 13px;
}

.h3{margin:0 0 10px; font-size:18px}
.muted{color:var(--muted)}
.checklist{margin:0; padding-left:18px; color:var(--muted); line-height:1.6}
.mini{display:grid; grid-template-columns: 1fr 1fr; gap:10px; margin-top:14px; color:var(--muted); font-size:14px}
.mini strong{color:var(--text)}

.section{padding: 18px 0}
.section__head{display:flex; justify-content:space-between; gap:14px; align-items:flex-end; flex-wrap:wrap}
.section h2{margin:0 0 8px; font-size:26px}
.grid{display:grid; gap:14px}
.grid--3{grid-template-columns: repeat(3, 1fr)}
.grid--2{grid-template-columns: repeat(2, 1fr)}
.box{padding:18px}
.box h3{margin:0 0 8px; font-size:18px}
.box p{margin:0; color:var(--muted); line-height:1.55}
.kv{display:flex; gap:10px; flex-wrap:wrap; margin-top:12px}
.kv a{text-decoration:none}
.kv .pill{
  padding: 9px 12px;
  border-radius:999px;
  border:1px solid var(--ring);
  background:#fff;
}


.details{
  margin-top:14px;
  border:1px solid var(--ring);
  border-radius:14px;
  background:#fff;
  padding:12px 14px;
  box-shadow: 0 14px 40px rgba(0,0,0,.05);
}
.details summary{
  cursor:pointer;
  font-weight:700;
  color:var(--primary);
  list-style:none;
}
.details summary::-webkit-details-marker{display:none}
.details__body{margin-top:10px}
.details__body p{margin:0 0 10px; color:var(--muted); line-height:1.6}
.details__body p:last-child{margin-bottom:0}

.note{
  padding:14px 16px;
  border-radius:14px;
  border:1px dashed rgba(0,32,128,.35);
  background: rgba(0,32,128,.04);
  color:var(--muted);
  line-height:1.55;
}

.note--highlight{
  display:block;
  background: var(--primary);
  color:#fff;
  border:1px solid rgba(0,0,0,.08);
  text-decoration:none;
}
.note--highlight:hover{background: var(--primary-2)}

.faq details{
  border:1px solid var(--ring);
  border-radius:14px;
  padding:12px 14px;
  background:#fff;
}
.faq details + details{margin-top:10px}
.faq summary{cursor:pointer; font-weight:700}
.faq p{margin:10px 0 0; color:var(--muted); line-height:1.55}

.footer{margin-top:22px; padding: 26px 0 16px; border-top:1px solid var(--ring); background:#fff}
.footer__grid{display:grid; grid-template-columns: 1.2fr 1fr 1fr; gap:18px; align-items:start}
.footer__bottom{padding-top:14px; color:var(--muted); font-size:14px}

.map{
  width:100%;
  aspect-ratio: 16 / 9;
  border:0;
  border-radius:14px;
  overflow:hidden;
}

@media (max-width: 940px){
  .hero__grid{grid-template-columns: 1fr}
  .grid--3{grid-template-columns: 1fr}
  .grid--2{grid-template-columns: 1fr}
  .footer__grid{grid-template-columns: 1fr}
  .header__inner{flex-wrap:wrap}
}

.center-cta{display:flex; justify-content:center}
.cta-row{display:flex; gap:12px; flex-wrap:wrap; justify-content:center; width:100%}
.cta-row .btn{min-width:260px}
@media (max-width:520px){.cta-row .btn{width:100%}}


/* Testimonials carousel */
.reviews-row{
  display:flex;
  gap:16px;
  overflow-x:auto;
  padding:8px 2px 10px;
  scroll-snap-type:x mandatory;
  -webkit-overflow-scrolling:touch;
}
.reviews-row::-webkit-scrollbar{height:8px}
.reviews-row::-webkit-scrollbar-thumb{background:rgba(0,0,0,.15);border-radius:999px}
.review-card{
  flex:0 0 320px;
  scroll-snap-align:start;
  border:1px solid rgba(0,0,0,.08);
  border-radius:16px;
  padding:14px 14px 12px;
  background:#fff;
  box-shadow:0 10px 24px rgba(0,0,0,.06);
}
.review-top{
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:10px;
  margin-bottom:8px;
}
.stars{font-weight:700}
.reviewer{font-weight:700; font-size:.95rem}
.review-text{margin:0; color:rgba(0,0,0,.78); font-size:.95rem; line-height:1.35}
.section-head{display:flex; flex-direction:column; gap:6px; margin-bottom:14px}
.link{color:var(--primary); text-decoration:underline; text-underline-offset:3px}